A plan DOES provide financial freedom
The word “budget” can cause negative feelings and anxiety for many, but a budget, also known as a “spending plan,” is just a tool you can use to help you gain control of your money and your expenses...
A practical approach
After a year or two of recovery, when one’s self-belief in their own recovery takes root, the question often comes: “What do I want to do now that I have a chance to do it?” It is an organic question, and...
The question we get asked the most in the work we do with couples in recovery is the dreaded: “What happens if one of us relapses?” A Recurrence can happen to both the person with the substance use disorder as well as the person...
Over the years, many have asked how I acquired my intuitive abilities. My answer is always the same: intuition is your sixth sense; it is the means by which your spirit speaks. Intuition, along with all your core sensory capacities, is the seat of...
Dropping the judgmental and prescriptive — shifting to personal goals and small actions
I’ve been in financial services for 20+ years, some in banking but mostly helping folks who are often left out have better access. Some old terms we used were “financial literacy...
I started writing this on March 16 after taking a brief dip in the ocean.
While the outdoor temperature was mild—in the mid-40s—the water was 38 degrees.
I wasn’t really in the mood for jumping into the frigid water, which is exactly why I did it.
I’m...
